Чтобы не путаться, поменял подсеть микротика на 192.168.2.0/24
[admin@MikroTik] > /interface pptp-client monitor 0
status: connected
uptime: 3h46m2s
encoding: MPPE128 stateless
mtu: 1450
mru: 1450
local-address: 192.168.3.62
remote-address: 192.168.3.60
[admin@MikroTik] > /ip route print
Flags: X - disabled, A - active, D - dynamic,
C - connect, S - static, r - rip, b - bgp, o - ospf, m - mme,
B - blackhole, U - unreachable, P - prohibit
# DST-ADDRESS PREF-SRC GATEWAY DISTANCE
0 S 0.0.0.0/0 79.122.161.189 1
1 ADS 0.0.0.0/0 10.112.113.109 1
2 DS 0.0.0.0/0 192.168.3.60 1
3 ADC 10.112.113.109/32 100.82.126.4 ppp-out1 0
4 DC 79.122.161.188/30 79.122.161.190 ether1-gateway 255
5 A S ;;; ToNetgear
192.168.1.0/24 vpn-test 1
6 ADC 192.168.2.0/24 192.168.2.1 bridge-local 0
7 ADC 192.168.3.60/32 192.168.3.62 vpn-test 0